The group members met one another through family, neighbors, and friends. They sell clothing and milk, and they prepare food.
The Benkadi group is on its nineteenth group loan.
BINTOU (the person farthest to the right in the photo) plans to buy damask fabric for dyeing from retailers in Bamako. She will then dye the fabrics and sell them from home and at the market to a clientele of both men and women.
She sees herself earning an average monthly profit of 60,000 FCFA, part of which she will use to buy necessities for her family. She will reinvest the rest of her profits in her dyeing business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce d’habillements, du lait et la restauration.
Les femmes du groupe Benkadi sont à leur dix neuvième prêt solidaire.
BINTOU, première personne à partir de la droite, compte acheter des tissus bazin pour la teinture avec les revendeurs de Bamako pour ensuite teinter les tissus qui seront vendus sur place à la maison et au marché à une clientèle composée de femmes et d’hommes.
Elle envisage réaliser un bénéfice moyen mensuel de 60 000FCFA qui sera utilisé pour les besoins de la famille et une partie est réinvestie dans l’activité de teinture.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid