They are on their second loan with the microfinance institution Soro Yiriwaso in order to satisfy their customers' needs.
Ms. Aby prepares and sells meals as part of the Denbagnouma group of women, and is standing second from the left in the photo.
With her loan, she intends to buy one sack of rice and to use the remainder to buy condiments.The majority of her customers are men.
She foresees realizing an average monthly profit of 20,500 FCFA, of which one portion will be used to repay the loan and its interest, and the remainder will be saved.
Her ambition is to increase her sales volume in order to better satisfy her clientele.
Elles sont à leur deuxième prêt avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
Mme Aby fait la restauration dans ce groupe de femmes de DENBAGNOUMA elle se tient en deuxième position de la gauche vers la droite.
Elle compte acheter avec son prêt 1 sac de riz et le reste sera utilisé dans l’achat des condiments. La majeur partie de sa clientèle est composée d’hommes.
Elle envisage réaliser un bénéfice mensuel moyen de 20.500FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne .
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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