DJENEDJIE is a member of the JIGUIYA group and she sells rice. In the photo, she is the woman standing in the middle.
She is planning to use her loan to buy four bags of hulled rice (brown rice) which she will resell locally, with her family, to a retail customer base which mostly consists of women who pay her cash.
She is expecting average monthly profits to reach 35,000 CFA francs, part of which will be used to pay back her loan and the interest, while the rest will be saved.
Elles sont à leur douzième prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
Mme DJENEDJIE fait le commerce de grain de riz dans ce groupe de femmes de JIGUIYA elle se tient au milieu.
Elle compte acheter avec son prêt 4 sacs de riz décortiqué qu’elle revend en détail sur place en famille à une clientèle composée pour la majeur partie de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 35 000 FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne .
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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