Audra is 52 years old and married. She has four children.
She owns and operates a small store, selling a variety of general items. She has been doing this for two years. Audra needs a loan to buy a sack of onions, a box of soap, cartons of cigarettes and a new cash register.
She hopes to use her profits to secure her children's education in the future by saving up. She became a member of SPBD this year to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.