Joseph is a 25-year-old single man. He describes himself as focused and business-oriented.
He operates a grocery stall where he sells potatoes. He has been involved in this business for three years. His business is located within a viable business market and his primary customers are local residents and retail businesspeople.
He describes his biggest business challenge as insufficient funds to improve his business. He will use the KES 20,000 loan to buy potatoes to sell.
His business goal is to improve his business within five years. He hopes that in the future, he will improve the living standard of his family (parents). This is his first loan with SMEP DTM.