Jestas is a 54-year-old married man with eight children aged between nine months and 20 years. He describes himself as a hard working and jovial man. For two years he has been operating a grocery store selling household products such as flour, sugar, tea, bread, soda, water and cooking oil. His business is located in a market place and his primary customers are local residents from the surrounding area. He describes his biggest business challenge as a lack of sufficient funds to improve the store.
Jestas will use the 20,000 Kenyan shillings (KES) loan to buy more products to sell. His business goal is to expand his store within 5 years and he hopes that in the future, he will be able to pay for his children's education. In addition, Jestas runs other businesses, such as farming, photography, tailoring and shoe sales, which increase his income and enable him to support his family. This is his second loan with SMEP DTM, where he previously received a loan of 20,000 KES that he managed to pay off successfully.