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Sophy's Group
In this Group: Sophy, Srey Neth, Sim
24-year-old Sophy resides in a rural village of the Moung Russey district located in the Battambang province of Cambodia. She is married and blessed with one son. To provide a decent life for her family, Sophy has been working tirelessly as a rice farmer on a two-hectare plot of farmland for four years. She earns around 17,000KHR per day and is able to save approximately 12,000KHR after deducting the daily cost of living. This diligent woman has been with VisionFund (Kiva's partner) for one loan cycle already. She has succeeded in making her family's life so much better.

Now she is in need of money to support her rice-growing business. This business provides the main source of income for her family. Sophy is leading a loan group of three female members to take out a loan in the amount of 2,500,000KHR in total. Sophy, the group leader, will utilize some portion of her loan to support her rice field by buying fertilizer and pesticide. The remaining portion of the loan will be spent on buying piglets to raise in hope of earning addiitonal profit for the family in the future. After receiving her loan portion and using it as she has planned, Sophy believes that she can increase her crop yields as well as the family's income. She is also planning to use the anticipated income to send her beloved son to a good school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 3,999.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophy's Group's $650 loan helped a member to buy fertilizer and pesticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 21, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 19, 2013