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Elizabeth
Elizabeth, aged 50, is a resident of Bacoor, Philippines and is the mother of her children. She manages their household while operating her business. At this time, she is working hard to continually provide income to pay her everyday expenses.

Elizabeth maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics and other products through popular direct selling brands like Avon, Fuller Life, Natasha, Boardwalk, Marikina Shoe Exchange, etc. A customer's order is bought in cash by the dealer and then delivered to the customer with one-month's credit. Dealers' prices are lower than those in the catalogue, which is how profits are earned by the dealers who invest in this way to earn their income. Elizabeth's regular customers are her neighbors and the local community. She earns a minimum of 2,000 PHP in sales every week.

To help her to continue operating her business, Elizabeth is requesting a loan of 50,000 PHP. She will be utilizing the loan to buy additional supplies and merchandise products like shampoo, cologne, deodorant, perfume, undergarments, etc. She expects a boost in her income as she expands her business.

Elizabeth hopes to grow her business in the coming years and dreams of her family having a good life. She faithfully meets up with her co-fellowship members to share stories of her work every week and she can also draw strength and inspiration from the Word of God that she studies there.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay micro-finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 306
    View loans »
    Philippines Loans Fundraising
  • $50,697,350
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Elizabeth to buy products like shampoo, cologne, deodorant, perfume, undergarments, etc. to sell in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2012
Listed
Nov 20, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013