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La Union Hace La Fuerza Group
In this Group: Giannina Miluska, Julio Cesar, Julia Juana, Vilma Zaragoza, Ana Rosa, Liana Aulia, Luis Enrique*, Gaby Jackelin
* not pictured
Greetings from Peru. This is the “La Unión Hace La Fuerza” [Unity Makes Strength] group, with 8 members. They are in their 5th cycle, and the large majority of them are residents of the area. Julia is a widow and has 3 grown children. At 58 years old, Julia has been able to acheive some of her dreams, such as improving her home and helping her children get an education. Right now she sells gelatin and lollipops outside of a high school. Most of her customers come from the high school. To keep improving her home is her biggest wish. With the loan she asked for, she will buy a stove and some fruit to make her lollipops. The “La Unión Hace La Fuerza” group is grateful and committed to continuing to work well with Programa- Prosperidad. Julia is standing and is the fourth one from the left. She has on a black shirt on and blue pants.
View original language description ↓
Saludos desde Perú. Este es el grupo “La Unión Hace La Fuerza” con 08 integrantes, que pasan a su 5to ciclo, la gran mayoría de ellos vecinos de la zona. Julia es viuda y tiene 03 hijos independientes. A sus 58 años Julia ha llegado a cumplir algunos de sus sueños como mejorar su vivienda y a ayudar a sus hijos en su educación. Actualmente se dedica a la venta de gelatinas y chupetes en las afueras de un colegio, sus mayores clientes son alumnos de dicho colegio. Seguir mejorando su vivienda es su mayor deseo. Con el crédito que solicito comprará una cocina y frutas para la preparación de chupetes. El grupo “La Unión Hace La Fuerza” está agradecido y se comprometen a seguir trabajando bien con el Programa- Prosperidad. Julia se encuentra de pie es la cuarta del lado izquierdo tiene polo color negro y pantalón azul.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 153
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Union Hace La Fuerza Group's $4,425 loan helped a member to buy a stove and some fruit.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 20, 2012
Nov 20, 2012
Currency Exchange Loss:
May 17, 2013