Tumema is a 40-year-old married woman with eight children. She has a small farm and grows taro, taamu and yams to earn a living. She has been doing this for three years. Tumema has requested a loan to buy a wheelbarrow, bush knives, fertilizer, weed killer, weed spray and a mist blower. She has been a member of SPBD since 2010. With her profits, Tumema hopes to improves her business to help her children's educations.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.