Sina is a 33-year-old married woman with three children. She has a small farm and grows cabbages, tomatoes, green beans and green peppers to earn a living. She has been doing this for three years. Sina has requested a loan to buy fertilizer, chemicals, a wheelbarrow, a pair of hoses, a pair of gloves, baby cabbages and baby green peppers. She has been a member of SPBD since 2010. With her profits, Sina hopes to improve her vegetable gardens to help her family, as well as her children's educations.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.