Guamboteñas (Cuenca) Group
One of the members of this group is Maria Hermelinda. She lives in the Feria Libre neighborhood of the city of Cuenca. She is 28 years old, married and she has a nine year old son. Her husband earns a living selling vegetables. They do not have their own house so they rent.
Maria Hermelinda has had her own business selling vegetables for seven years. She sells these products as she moves through a market in the city. She works Sunday to Sunday from four in the morning until three in the afternoon.
This loan is going to be invested in the purchase of vegetables to increase her products.
Her goal is to have her own shop in the city market.
Una de las socias de este grupo es la Señora. María Hermelinda, vive por el sector de la Feria Libre en la ciudad de Cuenca, tiene 28 años, es casada y en su unión conyugal ha concebido un hijo de 9 años. Su esposo se dedica al negocio de legumbres, no tienen casa propia por lo que viven arrendando.
La Señora. María Hermelinda desde hace 7 años tiene su propio negocio que es el comercio de legumbres, estos productos los vende recorriendo por un mercado de la ciudad, trabaja de domingo a domingo desde las 4 de la mañana hasta las 3 de la tarde.
Su crédito lo va a invertir en la compra de legumbres para incrementar sus productos.
Su meta es tener su propio local en un mercado de la ciudad.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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