Talaimanu is a 44-year-old woman with four children. She makes and sells pancakes in her community to earn a living. She has two years of experience with this business. Talaimanu needs a loan to buy bags of flour, sugar, veggie oil, etc. She plans to use her profits to pay her children's school fees. Talaimanu has been a member of SPBD for four years.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.