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Dubis Esther
Dubis is 49 years old, works making clothing and handbags, and also engages in general sales. She has her own workshop and sales location in her home.

In her 27 years of experience, Dubis has worked with her mother, who got her started in the dressmaking business from a young age, until she herself managed to buy her machines little by little. She began working on custom clothing and building the clientele she now has, which grows each day.

This is the reason why her working capital is proving insufficient to respond to market demand. In her workshop she does design work, cutting out, preparation, assembly and finishing of pieces, and also sells them at her shop.

Recently at her shop, she has added miscellaneous articles for the home, stationery, etc. She sells and makes her purchases, mainly on a cash basis. She buys from specialized stores in the city of Barranquilla.

Currently she is applying for credikiva loan, her third from the Fundación Mario Santo Domingo. By means of the loan, she will buy fabric and dressmaking supplies, as well as Christmas articles, taking advantage of the fact that Christmas is approaching. Her business must be well supplied so that she can fully meet her goal of expanding, and eventually see her children become successful professionals, just as she dreams.
View original language description ↓
Dubis de 49 años, de edad se dedica a la confección de ropa, bolsos y al comercio en general, en su vivienda donde tiene su propio taller y un punto de ventas. En sus 27 años de experiencia Dubis ha trabajado junto a su madre, quien la inició en el negocio de la modistería desde muy joven, hasta que ella misma logró comprar sus máquinas poco a poco, ponerse a trabajar sobre medidas y crear la clientela con la que hoy cuenta, la que cada día crece y esta es la razón por la que su capital de trabajo se muestra insuficiente para responder a la demanda del mercado. En su taller se realizan las operaciones de diseño, corte preparación, ensamble y acabado de piezas y también la comercialización de ellos en punto de venta, al que últimamente ha agregado artículos de miscelánea, para el hogar, papelería etc. Sus ventas las realiza principalmente de contado y sus compras también, en almacenes especializados en la ciudad de Barranquilla. En la actualidad está aplicando a un credikiva, tercer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará telas, e insumos de modistería y artículos navideños, aprovechando que la navidad se acerca y que su negocio debe estar muy bien surtido, para poder cumplir cabalmente su meta de crecimiento y ver finalmente a sus hijos convertidos en profesionales exitosos, tal y como los sueña.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 242
    View loans »
    Colombia Loans Fundraising
  • $12,896,025
    Funds lent in using Kiva
  • 1,824.2
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,450 helped Dubis Esther to buy fabric, dressmaking supplies, and Christmas articles.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 14, 2012
Listed
Nov 20, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014