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Patron De San Jeronimo Group
In this Group: Neri Bruna , Margarita, Maria Elena, Doris Eufemia*, Dina, Carlos Santo, Simeona, Ruth Dalila, Oscar
* not pictured
The members belong to the communal bank “Patron de San Jeronimo.” This bank is located in the district of San Jeronimo, belonging to the province of Cusco and the department of Cusco.

Dina lives with her partner, is 30 years old and has two children. She alternates her daily activities with the business of selling beauty products like creams, perfumes and colognes, among other things. She works independently selling her merchandise to customers that ask for her like friends, relatives and others. She has a good time in this business which is going well for her thanks to the efforts that she puts into it every day. She is a responsible and hard-working person and being this way she moves her family forward.

She is requesting the loan in order to purchase merchandise like men’s colognes for her business.

The other members are engaged in businesses such as the sale of handicrafts, the sale of paintings, the sale of beauty products, a grocery store, a bakery and hardware store.

The people who appear in the attached photo are members who asked for permission to arrive late to the meeting because of work.

Dina is grateful to those who are part of this dream by means of this method and she promises to comply with the payment of her installments in the established period of time.
View original language description ↓
Los socios pertenecen al banco comunal “PATRON DE SAN JERONIMO”; Este banco se ubicado en el distrito de San Jeronimo, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Dina ella es conviviente tiene 30 años y tiene 2 hijos; La socia alterna sus actividades diarias con el negocio de venta de productos de belleza como cremas, perfumes, colonias entre otros, la socia trabaja de forma independiente vendiendo su mercadería a sus clientes que le solicitan como amistades, familiares y otros, la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el crédito para la compra de mercadería como perfumes de varones para su negocio.

Los otros socios se dedican al negocio de venta de artesania, venta de cuadros, venta de productos de belleza, tienda de abarrotes, pastelería, ferretería.

Las personas que sale en la foto adjunta son socios que pidieron permiso para llegar tarde a la reunión por motivos de trabajo.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $59,068,775
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Patron De San Jeronimo Group's $3,550 loan helped a member to buy merchandise such as men’s colognes for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Dec 1, 2012
Currency Exchange Loss:
May 17, 2013