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Custodia
Custodia is a multifaceted woman. At every time of year, she has different products that she sells according to the seasons. In the months leading up to December, she makes dolls and linen products with her sewing machine for the Christmas season; during carnivals, she makes products associated with each festival, and so on.

She also has a corner store where she sells multiple goods, like women's accessories, clothing, footwear, and stationary products, and she also offers a copying service, pay phones, etc. She began this enterprising idea in 2009, hoping to add more income to cover the family expenses, which had, until then, only been supported by her spouse.

Her main customers are her neighbors and other members of the community who find, in addition to her thankful attention and fun personality, everything they need in her store.

She makes her cash sales during the twelve hours that she works every day. She needs to grow her income by responding to her clientele.

She is currently applying for a Kiva loan. This is her first financing with Fundación Mario Santo Domingo, and she will use it to buy sweets, stationary, phone cards, and materials to make her linens. With her Kiva loan, she will respond to the most beautiful season of the year: Christmas, the time when there is a lot of money rotation and families prepare to have decorations for this season. It is quite certain that they will find what they're looking for in Custodia's corner store.
View original language description ↓
Custodia es una mujer multifacética, que en cada época tiene productos que vender ajustados a la temporada. En los meses de Diciembre fabrica muñecos en su máquina y productos de lencería con motivos navideños, en carnavales productos asociados a esta fiesta y así sucesivamente. Ella también tiene una miscelánea donde vende múltiples mercancías como fantasías femeninas, ropa calzado papelería y agrega a esto el servicio de fotocopiaje, telecomunicaciones por minutos etc. Su idea emprendedora la inició desde el 2009 con el fin de agregar otros ingresos a los gastos familiares sustentados hasta ese momento solo por su cónyuge. Sus principales clientes son sus vecinos y habitantes del sector que encuentran en su negocio, además de una atención agradable y divertida, todo lo que ellos necesitan. Sus ventas las realiza de contado y trabaja durante 12 horas diarias, pues necesita crecer en ingresos, dándole respuesta a su clientela. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante la cual comprará dulces, papelería recargas e insumos para fabircar sus lencerías. Con su credikiva responderá a la época mas bonita del año: la navidad, momento en el cual hay mucha rotación de dinero y las familias se preparan para tener adornos y artículos alusivos a esta temporada y es muy seguro que lo encuentren en la miscelánea de Custodia.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 550
    View loans »
    Colombia Loans Fundraising
  • $14,876,100
    Funds lent in using Kiva
  • 1,824.2
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $625 helped Custodia to buy sweets, stationary, phone cards, and materials to make linens.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2012
Listed
Nov 19, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 28, 2014