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Fermin's Group
In this Group: Fermin, Ambrocia, Policarpia, Eulalia, Raymunda, Carlos, Bernardo, Ancelmo
Fermin is married. He is 39 years of age. He completed 2 years of primary education. He has 6 children, 2 of whom are studying. He works in agriculture, specifically growing potatoes. He started doing this work with his parents, and now has 20 years’ experience. He has the support of his wife who takes care of the household chores.

He has organised a group in order to request a loan that will be used to buy organic fertiliser, as this gives the best potato crop. He hopes to improve his farming work and in the future to have a lot of capital and of his own.
View original language description ↓
El señor Fermin esta casado, tiene 39 años de edad, cursó los 2 años de educacion primaria, tiene 6 hijos de los cuales 2 están estudiando, se dedica ala agricultura, específicamente a la siembra de papa, inicio este trabajo con sus padres y hasta ahora lleva 20 años de experiencia, cuenta con la ayuda de su esposa quien se dedica a lo sofii del hogar.

Organiza un grupo para solicitar un préstamos que sera utilizado, para la compra de abono orgánico, ya que solo así tendrá mejores cosechas de papas, espera mejorar su trabajo y en el futuro tener mucho capital y propio.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 130
    View loans »
    Guatemala Loans Fundraising
  • $10,298,025
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Fermin's Group's $2,800 loan helped a member to buy fertiliser to grow crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 19, 2012
Currency Exchange Loss:
Dec 17, 2013