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Sanmartin De Tours Group
In this Group: Griselda Reyna, Yolanda , Luis Jerson , Asunta Eudiz, Eufemia , Teofilo , Sergio *, Hilda, Ysabel , America
* not pictured
These partner members belong to the community bank “SAN MARTIN DE TOURS”; This bank is located in the district of Huarocondo, which belongs to the province of Anta and the administrative division of Cusco.

One member, Hilda, 47, is married and has four children. She alternates her daily activities in her business selling groceries. She sells different types of products such as rice, sugar, milk, candy, sodas, and more.

She has been working in this business for years, and it is going well for her thanks to the determination she puts into each day in her business. She works in the business from Monday through Sunday, from 6:00am to approximately 9:00pm. At the same time, she sells lechón (suckling pig) on the weekends in her own grocery store, since Huarocondo is a place that is characterized by its sales of this dish made with a base of pork meat.

She is a responsible and determined person, and she supports her family by being this way. She is requesting the loan for the purchase of merchandise, such as sacks of rice, for her grocery store.

The other members work in a bakery, in corn sales, in a grocery store, and selling lechones (a dish prepared with pork meat). The people who appear in the attached photos are members who requested permission to arrive late to the meeting due to work commitments.

Hilda thanks those who are part of this dream, and commits to making her payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “SAN MARTIN DE TOURS”; Este banco se ubicado en el distrito de Huarocondo, perteneciente a la provincia de Anta y departamento de Cusco.
La socia es la Sra. Hilda ella es casada tiene 47 años y tiene 4 hijos; La socia alterna sus actividades diarias con el negocio de tienda de abarrotes, la socia vende diferentes tipos de productos como arroz,azucar,leche,golosinas,gaseosas entre otros, la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia trabaja en su negocio de lunes a domingo desde las 06:00am hasta las 09:00pm aproximadamente, a la vez la socia vende lechón los fines de semana en su misma tienda de abarrotes siendo Huarocondo lugar caracterizado por vender este plato hecho a base de carne de chancho , la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el crédito para la compra de mercadería como sacos de arroz para su negocio de tienda de abarrotes.

Los otros socios se dedican al negocio de panadería, venta de maiz, tienda de abarrotes y a la venta de lechones (alimento preparado a base de carne de chancho).

Las personas que salen en la foto adjunta son socias que pidieron permiso para llegar tarde a la reunión por motivos de trabajo.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 175
    View loans »
    Peru Loans Fundraising
  • $60,197,175
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sanmartin De Tours Group's $1,825 loan helped a member to buy merchandise, such as sacks of rice, for her grocery store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Nov 19, 2012
Currency Exchange Loss:
Mar 15, 2013