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Clara Jaqueline

Update on Clara Jaqueline

Clara Jaqueline, 37, is married and has four children. She lives with her children and her husband in the city of Ventanas in the province of Los Ríos. She's a member of Jerusalén Communal Bank, located in the El Caimito I neighborhood in the parish of Puerto Pechiche, Pueblo Viejo Canton. This communal bank consists of short-cycle farmers who grow corn, rice, and pigeon peas.

Clara Jaqueline makes a living in agriculture, growing corn and rice. She's requesting the loan to buy insecticide, urea, liquid weedkiller, and fertilizer. With the help of the loan she'll buy the fertilizer for the plantings.

She'll make her purchases in the city of Ventanas in the province of Los Ríos. The challenges she faces are pests and bad weather.

Her dream is to buy herself a car and a farm. In her free time she likes to listen to music and play volleyball and indoor soccer. She's very grateful for the help from the previous loan.
View original language description ↓
Clara Jaqueline tiene 37 años de edad es casada tiene cuatro hijos, vive con los hijos y el esposo en la ciudad de ventanas Provincia de los ríos.

Es integrante da la VRC JERUSALEN, se encuentra ubicada en el recinto el Caimito I, perteneciente a la parroquia Puerto Pechiche Cantón pueblo Viejo, Esta Ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz, frejol Gandul.

Clara Jaqueline se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar insecticidas, urea, líquido mata maleza, abonos. Con la ayuda del crédito podrá comprar los fertilizantes para las siembras.

Las compras las realizará en la ciudad de Ventanas Provincia de los ríos. Los desafíos a los que se enfrenta son las plagas y el mal clima.
El sueño es comprarse un carro y una finca. En el tiempo libre le gusta jugar boly, indor y escuchae música. Esta muy agradecido por la ayuda del crédito anterior.


Previous Loan Details

Clara is 36 years old, married, and has four children. She lives with her husband and children (ages 16, 10, 5, and 1) in the canton of Ventanas in Los Ríos Province.

The Communal Bank “Jerusalen” (Jerusalem) is located in the neighborhood of El Caimito, which is part of Puerto Pechiche pa... More from Clara Jaqueline's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Clara Jaqueline to buy insecticide, urea, weedkiller, and fertilizer.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 30, 2012
Listed
Nov 19, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013