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José Alfredo
Jose Alfredo has his grocery store business in the Chinandega market. He is a widower and works Monday to Sunday from 7 in the morning until 4:30 in the afternoon.

The loan he needs is to buy boxes of raspberries and vanilla, rice and wheat, since these are the products he sells most. This borrower has increased his inventory with the financing that was offered to him. He is an excellent customer.
View original language description ↓
El señor José Alfredo tiene su negocio de abarroterías en el mercado de Chinandega es viudo y labora de lunes a domingo desde las siete de la mañana hasta las cuatro y media de la tarde.

En cuanto al crédito el señor lo necesita para la comprar mercancía para su negocio, como la vainilla, frambuesas, arroz y trigo.

por caja ya que ese producto es el que más vende.

El señor ha incrementado su inventario con los financiamientos que ha obtenido, es un excelente cliente.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped José Alfredo to buy merchandise for his business, like vanilla, raspberries, rice, and wheat.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Dec 1, 2012
Currency Exchange Loss:
Feb 15, 2013