Lázaro Ramón is 39 years old. He has a partner, and he has two children in his care, both of them school-aged. He is a native of Estelí, a very beautiful and important city located in the north of Nicaragua.
Lázaro is a very responsible person with good Christian principles, honest and committed to his family.
Currently he works as a warehouse manager in a pipe and sewer service company, with more than four years of service. With the income from his salary, he covers the household expenses of his family.
He is going to use the loan he is requesting from Ceprodel to pay for the graduation expenses of his son, since he is graduating from secondary school, as well as to pay the pre-matriculation fees to enter college and buy school supplies.
Lázaro says that he is happy with the support that Kiva and Ceprodel are providing to him, since through it he can provide his children with full support and a right to education.
Lázaro Ramón tiene 39 años de edad, acompañado y tiene dos hijos bajo su cargo ambos en edad escolar, es originario de Estelí, una ciudad muy linda e importante ubicada en el norte de Nicaragua.
El señor Lázaro es una persona muy responsable con buenos principio cristiano, honesto comprometido con su familia.
Actualmente se desempeña como responsable de bodega de una empresa de servicio de acueducto y alcantarillado con más de cuatro años de servicio, con los ingreso de su salario lo utiliza para suplir los gasto del hogar de su familia.
Con el crédito que solicita a ceprodel lo va destinar para los gasto de la graduación de su hijo ya que se gradúa de bachiller, pago de pre matricula para ingresar a la universidad y compra de útiles escolares.
Lázaro manifiesta que se siente feliz con el apoyo que se le esta brindando por parte de kiva y cepordel ya que de esa manera él puede brindarle todo el apoyo y derecho de estudiar de sus hijos.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.