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Ilaz is fifty six years old, married with 4 children. Together with one of his sons, he generates income by transporting goods.

They all live in very poor, unsanitary, and unhealthy conditions. Their house needs to be renovated with basic things like doors and windows, and the roof is very old. Ilaz needs a loan to replace the roof, and to buy doors and windows. He hopes that the loan will improve the living conditions for his family.

Ilaz hopes to purchase the doors and windows as soon as possible, to avoid the extreme cold weather during the winter.

In the future, he hopes that his children will be able to receive an education and have a better life. He wants to thank all Kiva lenders!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 6
    View loans »
    Kosovo Loans Fundraising
  • $1,830,525
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Ilaz to replace the roof, and to buy doors and windows for his home.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Nov 19, 2012
Currency Exchange Loss:
Nov 20, 2013