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Harutyun is 28-year-old young man who lives with his wife and grandparents in Goris town. He works at a local company as a guard. As Harutyun is the only worker in the family, it is very difficult for him to sustain his family. Besides his work in the company, Harutyun is also involved in cattle breeding. He keeps 9 young pigs, a mother pig, and 40 lambs. Harutyun has applied for this loan to buy 15 more lambs and expand his cattle breeding. This will help him to earn more income and continue development of his farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 100
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Harutyun to pay for 15 lambs.
90% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 19, 2012
Currency Exchange Loss: