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Update on Pamela

Pamela is taking out a new loan to expand on her existing business. She is grateful for the support she is receiving from Yehu and Kiva. Since the last loan, she has been able to increase sales and, hence, her overall income. She wants to make a new investment of capital in her business, so she is asking for a new loan. She will use it to buy bales of used clothing, to have a variety of items from which her customers can choose. She hopes to continue providing more income for her family.

Previous Loan Details

Pamela is a married woman with five children, three of whom attend school while two have already graduated from school. She lives in a rental house that has electricity and piped water. Her greatest monthly expense is school fees. Pamela has operated a business selling clothes for the past ten... More from Pamela's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 592
    View loans »
    Kenya Loans Fundraising
  • $39,222,100
    Funds lent in using Kiva
  • 85.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Pamela to buy bales of used clothing, so she will have more variety to offer her customers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 19, 2012
Currency Exchange Loss:
Sep 17, 2013
This photo was used before for a previous loan for Pamela. It was first posted on Kiva on Feb, 2011. Learn More