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Ms. Razia is a 35-year-old married woman and a mother of six children. She has been a seamstress for 10 years. It was very difficult for her to feed her children when her husband was struggling hard to earn bread and butter for his family. Razia’s husband could not earn enough to survive as he is employed as a security guard. This compelled her to start stitching for the people living in her community. She works hard both day and night to make her work famous so she may be able to provide food for her family. Owing to the good quality of her work, she receives many orders from her customers on a regular basis. To complete her orders on time she requested a loan of Rs 20,000 to purchase raw materials, such as spools of thread and packs of buttons, laces and zippers in various colors. This will improve her earnings and enable her to better support the needs of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 362
    View loans »
    Pakistan Loans Fundraising
  • $15,727,225
    Funds lent in using Kiva
  • 96.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Razia to purchase raw materials, such as spools of thread and packs of buttons, laces and zippers in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Nov 19, 2012
Currency Exchange Loss:
Sep 17, 2013