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Shairkul is a 57-year-old, widowed mother of five children. All the children are grown and one son works in the Russian Federation. Her eldest son and granddaughter help her. Shairkul has a high school education. After graduating, she helped her parents and got married.

By character, she is very kind, calm, and purposeful. Thanks to her efforts and hard work, Shairkul has developed her business very well. She engages in fattening livestock. Begun in 1998 with 50,000 KGS, her business now has ten head of sheep, one horse, and two cows.

Shairkul's monthly income consists of 5,000 KGS som. She appealed to Bai-Tushum and Partners for a loan in the amount of 100,000 KGS som. This is her third request to Bai-Tushum and Partners.

She will use the received amount to buy ten head of sheep and two cows. Shairkul shared with us that in the future she plans to repair her home and to increase the wellbeing of her family.
View original language description ↓
Шайыркул 57 лет, вдова мать, 5 детей.Все дети у заемщицы взрослые один сын работают в РФ старший сын и внучка помогает ей. Образование у Шайыркул среднее, после окончания школы помогала родителям и вышла замуж.По характеру человек очень хороший, спокойный, целеустремленный. Благодаря стараниям и трудолюбию Шайыркул её бизнес очень хорошо развивается. Она занимается откормом и последующей реализацией скота. Начав этот бизнес в 1998 году с 50,000 KGS сейчас у неё имеется 10 голов овец,1 лошадь и 2 коровы. Ежемесячный доход Шайыркул составляет 5,000 KGS Сом. Она обратилась в "Бай Тушум и Партнеры" за кредитом в размере 100,000 KGS сом.Это её третье обращение в компанию "Бай Тушум и Партнеры". На полученные средства она собирается закупить 10 голов овец и 2 коровы. Шайыркул поделилась с нами что в будущем планирует отремонтировать дом и улучшить благосостояние семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,318,175
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Shairkul to purchase 12 sheep for reselling.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 20, 2012
Currency Exchange Loss:
Sep 17, 2013