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Originally from the Bavel district of Battambang Province, Cambodia, Thavy is aged 39 years and married. She is the mother of five children, four of whom are her dependents and still in school. To make a living, Thavy has been working as a rice farmer in her local area for several years, while her husband works for others for a wage. She is able to earn about 40,000 KHR per day from the current business, and she can save about 15,000 KHR each day, after daily living expenses.

Thavy has been with Kiva’s partner, VisionFund, for two loan cycles. She completely paid back the prior loans. She successfully used them to support her family with sufficient food, as well as to pay for her children’s education. Now she is applying for a loan of US$1,000. She will use part of this loan to buy wood for building a decent house, and part of it to buy household supplies. Through this loan, Thavy hopes to have a decent house for living in, which will improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 49
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Thavy to buy wood for building a decent house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 20, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013