Ageteraine Kidindimya Group
He deals in buying and selling produce, specifically maize, beans and Irish potatoes. Joseph also practices commercial agriculture to provide supplies to his business for additional income. His business is located in rural areas in order to easily access them from other farmers. He started his business so that he can pay school fees for his children.
Poor roads and price fluctuations are his major challenges. His dream is to have outlets in other areas. Joseph is requesting for a loan to buy produce such as maize and beans to sell.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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