Silia is 26 years old, married, and has one child. She makes and sells pancakes in her community, which she has been doing for four years.
Silia is requesting a loan, which she will use to to buy for a sack of flour, a sack of sugar, yeast, a stove, and other cooking tools for her business. She has been a member of SPBD since 2008. She plans to use her profits to improve her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.