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Sakina is a 50-year-old married woman and the mother of four. She has been running a sewing business for many years with the support of her husband. The man shown in the photo is Sakina’s husband. Her husband is a well-known tailor in their community and works seven days a week to support his family and to provide education for his children. He is an experienced tailor who has been working for the past 15 years and Sakina assists him in completing orders quickly.

Sakina is a good client of Kashf Foundation and is in her second loan cycle. The couple wishes to expand their business in commercial areas and need a loan of 25,000 PKR to purchase a new sewing machine with packs of buttons, laces and reels of threads in various colors. Sakina is hopeful that this will boost her earnings and wishes to spend part of the profits by providing a good quality education for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 356
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Sakina to purchase a new sewing machine with packs of buttons, laces and reels of threads in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 19, 2012
Currency Exchange Loss:
Sep 17, 2013