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Bernardo is a farmer in the Philippines. He is 40 years old and married to Donita. The couple is thankful because they have been blessed with three children.

To generate income, Bernardo is busy growing rice. He has been engaged in rice production for 23 years and usually earns about 25,000 Philippine pesos (PHP) every harvest.

At this time, Bernardo is asking for a loan of 30,000 PHP to buy farm supplies, such as seedlings, fertilizers and insecticides, for the proper growth of the business. He hopes to increase his income in the next cropping season.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 990
    View loans »
    Philippines Loans Fundraising
  • $63,411,650
    Funds lent in using Kiva
  • 41.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Bernardo to buy farm supplies, such as seedlings, fertilizers and insecticides.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 15, 2012
Dec 1, 2012
Currency Exchange Loss:
May 24, 2013