Alaviga is 37 years old and married with two children. She has a small garden where she grows cocoa that she sells in her community and at the market. She has been doing this for many years. Alaviga needs a loan to buy a plant sprayer, chemicals, fertilizer and bush knives. She has been a member of SPBD since 2011. Alaviga will use the profits from her sales to support her family.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.