Selafina is 26 years old and married with 3 children. She runs a small business in her community and has been doing this for 2 years. Selafina has requested a loan to buy flour, sugar, onions, soy sauce, coconuts, and a stove. She joined SPBD this year to gain access to capital. With her earnings, Selafina will help out with her family's weekly financial needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.