Onosai is a 40-year-old married woman with eight children. She has a small vegetable garden to earn a living. She has been doing this for a year.
Onosai has requested a loan to buy chemicals, veggie seeds, shovels, an axe and sprayers. She just became a member of SPBD this year. With her profits, Onosai hopes to pay for her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.