Sera is a 20 year old single woman with no children.
She makes and sells pork buns in her community to earn a living. She has four years of experience with this business. Sera needs a loan to buy flour, sugar, oil, and chicken for her business.
She plans to use her profits to extend her family house. Sera has been a member of SPBD since 2009.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.