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Update on Silviya

Thanks to her preceding loan, Silviya expanded her assortment of summer clothing. With the profits realized, she began to make repairs on her home.

This time, Silviya is asking for a loan to purchase winter goods: women's sweaters and jackets.

Silviya recently left for two weeks out of town. In her place, a friend was selling. Since it was all new for her friend, Silviya had to restore order at her market stall after her return. However, for Siliviya it had been a good rest from work.
View original language description ↓
Благодаря предыдущему кредиту Сильвия увеличила ассортимент летнего товара. На полученную прибыль начала делать ремонт в доме. В этот раз Сильвия просит предоставить кредит для закупки зимнего товара - женских свитеров и кофт.

Недавно Сильвия уезжала на две недели из города. На ее месте торговала подруга. Так как для подруги все было новое, то после возвращения Сильвии пришлось наводить порядок на торговой точке. Тем не меенее, для Сильвии это был отдых от работы.

Previous Loan Details

Silviya is requesting a loan to purchase seasonal merchandise - summer blouses and skirts. Thanks to her previous loan, she was able to make around 1,600 hryvnia in additional profits. Silviya has a son who recently transferred to a new school. As a mom, she needs keep and eye on him and make ... More from Silviya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Silviya to buy winter goods.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 5, 2012
Nov 20, 2012
Currency Exchange Loss:
Apr 17, 2013