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Monica Oralee
Sra. Monica has worked for the Ministry of Education for 12 years in one of the primary schools located in Chinandega, in the residential neighbourhood of La Florida. She is married and has two school-aged children.

Monica teaches the afternoon session, from 1pm to 5pm. In the photo she can be seen standing in front of her students giving them directions.

She is seeking a loan to buy building materials to complete a room which is only half-finished.
View original language description ↓
La señora trabaja para el ministerio de educación desde hace 12 años, está ubicada en una de las escuelas de primaria del reparto la florida en Chinandega, es casada tiene dos niños a su cargo quienes están en edad escolar.

La clienta imparte clase en el turno de la tarde desde la una de la tarde hasta las cinco de la tarde. En la foto que le tomamos aparece ella de pies dándole orientaciones a sus alumnos.

La señora solicitaba el financiamiento para compra de materiales de construcción para terminar un cuarto que le quedo a media.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Monica Oralee to buy building material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Nov 19, 2012
Currency Exchange Loss:
Nov 17, 2013