Margarita Veronica has been a merchant at one of Chinandega's markets for 21 years. As a business, she sells a little of everything : plastic and wood items, crafts, etc. Margarita is married. She has three children, two of whom go to school; she takes the youngest one to a preschool in the main market, while she works hard in her business in order to bring her household their daily bread. She is requesting financing to purchase merchandise for her business to prepare for the Christmas season.
La señora Margarita Veronica es comerciante de unos de los mercados de Chinandega desde hace 21 años en su negocio vende de todo un poco como: productos plásticos, de maderas, artesanía etc.
La señora Jirón es casada madre de tres niños los cuales están en edad escolar dos de ellos, la menor es una niña que la mete en un CDI en el mercado central mientras ella labora fuertemente en su negocio para llevar el pan de cada día a su hogar.
El financiamiento lo solicita para compra de mercadería para su negocio ya que se aproxima la temporada de Navidad.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.