Update on Germán SantosGerman Santos is 29 years old. He is married and has a young son. He is an qualified accountant and provides professional services to a company. He is an administrative assistant and has been promoted.
His wife helps him; she takes care of the household and gives classes. She has been working for 5 years.
He is requesting a loan to cover family expenses, and to have a party to celebrate the graduation of his sister. He hopes to improve the living conditions of his family, and to have a better job in the future.
Solicita un préstamo que lo utilizará para cubrir gastos de su familia, que ha invitado, para celebrar la graduación de su hermana específicamente, espera mejorar la condición de vida de su familia, y poder tener un mejor empleo también.
Previous Loan DetailsSeñor Germán Santos, aged 28, is married and the father of a young son. He is a qualified accountant and offers professional services to a company. He is supported by his wife who does the household chores. Germán applies for a loan to cover personal expenses. He will buy food for his son's bi... More from Germán Santos's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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