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3.11.202.thiệu Ngọc Group
In this Group: Thủy , Hà, Thơm, Hoa, San, Đông, Đào
Thủy works in agriculture, farming poultry and cattle, and has been involved in this business for five years. She is requesting a loan to purchase baby poultry to raise and sell in the future.

Thủy is 39 years old and is married with three children. One of her children is grown up so Thủy supports two dependents with her business in Thieu Hoa district, a rural town in Thanh Hoa province. One of the most critical business challenges that concerns her is the lack of capital.

In 2010, Thủy joined Fund for Thanh Hoa Poor Women to improve her business. Thủy has successfully repaid three loans from Fund for Thanh Hoa Poor Women. She is the group leader of the 3.11.202.thiệu Ngọc solidarity group, which consists of seven members.

With her business profits, Thủy hopes to maintain a successful business, for the business to do well, and to be able to buy more supplies and equipment.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 87
    View loans »
    Vietnam Loans Fundraising
  • $14,762,575
    Funds lent in using Kiva
  • 20,833.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 3.11.202.thiệu Ngọc Group's $2,300 loan helped a member to purchase baby poultry to raise and sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 4, 2012
Nov 26, 2012
Currency Exchange Loss:
Dec 17, 2013