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Esperanza De La Concepcion's Group
In this Group: Esperanza De La Concepcion, Norma De La Concepcion , Ana Areli
A group made up of three members, one of whom is Ana. She is a micro-entrepreneur whose business is the sale of popular medicines and the provision of medical care to her community at fair prices. She is already well known for her work, as she has been doing it for 10 years. She will use the loan to buy medicines and make some improvements to her business premises to make her patients more comfortable. Esperanza sells tamales and live pigs, and buys tamarind harvests.
View original language description ↓

Grupo formado por tres socias una de ellas es Ana que es microempresaria y medico su negocio es venta de medicamentos populares y brindar atención médica a la comunidad con precios justos quien ya es muy reconocida por su trabajo, en esta actividad tiene 10 años de estar ejerciendo, el crédito lo invertirá en la compra de medicamentos y hacer unas pequeñas mejoras al local para brindarle mejor confort a los pacientes, Esperanza vende cosméticos y Norma vende nacatamales, cerdos en pie y compra cosechas de tamarindo.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 106
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza De La Concepcion's Group's $1,875 loan helped a member to buy popular medicines.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Dec 1, 2012
Currency Exchange Loss:
Sep 27, 2013