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Juan Carlos
The communal bank "Unión Y Desarrollo" meets every 15 days in the "las Orquídeas" residential community of the city of Portoviejo, a place known for the warmth of its people and its initiative to move forward.

In this place there lives Juan. He is 31 years old and single, but he has a 7-year-old son who lives with the mother and goes to school. He has been with the communal bank for 1 year and he likes it because of the assistance and ease of obtaining loans.

He works in business, selling all types of clothing and his manner of selling is door-to-door. He goes around the city offering his garments to customers, and on the weekends, he travels to nearby cantons to take advantage of fair days which is when he sells the most. He works everyday. He leaves his customers on credit and collects every 10 or 15 days. He is going to buy his merchandise from Guayaquil each time that he needs it. He has been doing this activity for more than 3 years and it is going very well for him.

This loan is to buy pants, undershirts, and underwear.

His dreams are to have his own home since where he lives is rented and to keep increasing his sales.
View original language description ↓
El Banco Comunal Unión Y Desarrollo se reúne cada quince días en la ciudadela las Orquídeas de la ciudad de Portoviejo. Lugar conocido por la calidez de su gente y por su empuje para salir adelante.

En este lugar vive el señor Juan, tiene 31 años de edad, está soltero pero tiene un hijo de siete años que vive con la mamá y estudia en la escuela. Lleva un año en el Banco Comunal y le gusta por la ayuda y facilidad para conseguir los créditos.

Él se dedica al comercio, vende ropa de todo tipo y su forma de venta es puerta a puerta, recorre la ciudad ofreciendo sus prendas sus clientes y los fines de semana se desplaza a cantones cercanos para así aprovechar los días de feria que es cuando mas vende, trabaja todos los días, deja a crédito a sus clientes y cobra cada quince o cada ocho días. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Tiene más de 3 años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar pantalones, camisetas y ropa interior.

Sus sueños son tener su casa propia pues donde vive es alquilado y seguir aumentando sus ventas.

About Ecuador

  • $10,600
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Juan Carlos to buy pants, undershirts, and underwear.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 7, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013