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Maria De Las Mercedes
Quinindé is a district in the province of Esmeraldas that provides various products to cities in Ecuador like banana, cacao, coffee, African palm and products from the forest and commercial activity is also a daily way for the majority of the inhabitants to get ahead and even more so after the roads to get to town have been expanded which has permitted a lot of commercial traffic, especially on the weekends when all types of businessmen come to offer their products at the market to potential customers who are usually people from the countryside.

Tourism has also been an important activity in this area because the ecosystem has a lot of different places to be visited like waterfalls, fresh water, and woods that have flowers and animals that surround the city. In various sectors of the province, there are families that work in agriculture and a lot of the time their work is not valued demonstrated by the fact that companies pay very low prices for the fruit of their labor, nevertheless, there is always food present. In the city where María lives, a woman who is 41 years old and has two children who go to high school. She herself finished secondary school and the biggest obstacle that she has faced is the migration of her husband Hector to Spain. The necessity to find a better quality of life separated this family but their bond remains strong, being formed from the beginning, and it is this bond that has kept them together despite being so far apart.

María, since she was very little, learned about the agricultural industry with various plants and 10 tears ago she undertook this activity with her husband but currently she has been developing their business on her own, with a little help from her children. Her experience in the business has given her very good results and every time she has expanded with new products. Every day between 8 and 10 hours, with the care and attention of her children, María,takes care of her fields and prepares those that are ready for market. She also tends to her clients in the best way possible in order to give a certain dignity to her work.

Cacao is a very demanding sector to work in and this is why María is applying for a loan to increase her production of this plant, that is desired internationally. It was with Fundación Alternativa where she found support that she needed as well as all the consultation she received from the executive that visited her personally and it really helped her to improve in various areas of her business. María hopes that this loan will support the growth of her business and that she will be able to earn more which will help her give her children the professional education that she was not able to get.
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Quinindé es un cantón de la Provincia de Esmeraldas que provee a varias ciudades del Ecuador productos como banano, cacao, café, palma africana y productos forestales y además el comercio es el trabajo diario de la mayoría de sus habitantes para poder salir adelante y más aún cuando han incrementado las vías para llegar a este cantón lo que ha permitido un gran movimiento comercial en especial los fines de semana en donde salen comerciantes de todo tipo a ofertar sus productos en la feria a sus potenciales clientes que la mayoría de veces suelen ser campesinos. El turismo también es un aporte muy importante para este cantón pues su ecosistema natural tiene mucha variedad de lugares para ser visitados cascadas, ríos de agua dulce, bosques, que tienen flores y animales que adornan esta ciudad. En varios sectores de esta provincia, residen familias que se dedican a la agricultura, y muchas veces su esfuerzo no es valorado, pues las empresas pagan costos muy bajos por los frutos que sus tierras producen, sin embargo, el sustento siempre está presente. En esta ciudad reside María, una mujer de 41 años que tiene 2 hijos que estudian en el colegio. Ella terminó la educación secundaria y el obstáculo más grande que ella ha atravesado es la migración de su esposo Héctor a España. La necesidad de una mejor calidad de vida, separó a esta familia pero el lazo que sembraron desde el principio, los ha mantenido unidos en medio de la distancia.
María desde muy niña aprendió la actividad de la agricultura con varios frutos, hace 10 años emprendió esta actividad con su esposo y actualmente lo desarrolla sola con un poco de ayuda de sus hijos. Su experiencia en el negocio ha dado muy buenos resultados y cada vez ha incrementado el negocio con nuevos productos. Todos los días entre 8 y 10 horas alternadas con el cuidado y atención a sus hijos, María cuida los cultivos y prepara los que están listos para la venta, además atiende a sus clientes de la mejor forma posible para así entregar un valor agregado a esta actividad. El cacao es muy demandado en el sector por lo que María solicita un crédito para incrementar sus cultivos de este fruto que es muy apetecido internacionalmente. Fundación Alternativa fue en donde encontró el apoyo y la agilidad que necesitaba, además que la asesoría que le brindó el ejecutivo que le visitó personalmente, sirvió de mucho para que ella realice mejoras en varias áreas de su negocio. María espera que este crédito aporte al crecimiento de su negocio y por ende ella pueda obtener mayores utilidades que le permitan dar a sus hijos la educación profesional que ella no pudo obtener.

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About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Maria De Las Mercedes purchase seeds and increase her cacao production.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 17, 2012
Listed
Nov 19, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013