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Saira Eveling

Update on Saira Eveling

Saira Eveling is twenty-three years old and married with no children. She lives with her husband in Ventanas, in the province of Los Rios.

The communal bank "UNICOS VENCEREMOS" [United We Will Overcome"] is located in the América district, which is part of the Ventanas canton. The members of this communal bank work in short-cycle agriculture, growing corn, rice, and pigeon peas.

Saira Eveling makes a living in agriculture growing corn and rice. She is requesting a loan to buy urea, insecticide, and fertilizer.

She buys what she needs in the city of Ventanas. With the help of this loan, she will be able to buy the fertilizers for planting. Her dream is to buy a house for herself. In her free time, she likes to play soccer. She is very thankful for the previous loan that has served her well in sowing her seeds.
View original language description ↓
SAIRA EVELING tiene 23 años de edad es casada no tiene hijos, vive con el esposo en Ventanas Provincia de los ríos.

La ventanilla UNIDOS VENCEREMOS se encuentra ubicada en el Recinto América, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz, arroz, frejol gandul.

SAIRA EVELING se dedica a la agricultura a la siembra de máiz, arroz. Solicita el crédito para comprar urea, insecticidas, fertilizantes.

Las compras las realiza en la ciudad de Ventanas. Con la ayuda del credito podrá comprar los fertilizantes para las siembras. El sueño es comprarce una casa. En el tiempo libre le gusta jugar futbool.
"Esta muy agradecida por el credito anterior que le ha servido de mucho para las siembras".

Previous Loan Details

Saira Eveling is 21 years old and married. She lives with her husband, and has no children. She lives in the América district, in the Ventanas canton. The communal bank "UNIDOS VENCEREMOS" ["United We Will Overcome"] is located in the América district, which is part of the Ventanas canton. Th... More from Saira Eveling's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 87
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Saira Eveling to buy urea, insecticide, and fertilizer.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Oct 18, 2012
Nov 21, 2012
Currency Exchange Loss:
Aug 17, 2013