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This is 37-year-old Yeaba. She is married and has 2 children aged 20 and 15. Both are in school. In 2000, Yeaba established her bar and restaurant. She began her business because she was going to school when the war broke out. After the rebel war she was not able to continue her education. She had no option but to get married to her boyfriend. He helped her enter into a vocation program where she was trained to be a caterer. After her graduation her husband helped her with some amount of money that she used to open a restaurant.

Working 6 days a week and 16 hours a day, she earns about Le 469,000 every month from this business. She would like a loan in the amount of Le 3,000,000. Yeaba has already received and successfully repaid 2 loans, and now requires a new loan in order to buy 10 crates of Heineken for Le120,000 each (Le 1,200,000), 8 crates of Carlsberg at Le 120,000 each (Le 960,000), 5 crates of canned soft drinks at Le70,000 each (Le 350,000), and 5 crates of maltina at Le 90,000 each (Le 450,000). The remaining Le 40,000 will be used for transportation. In the future, Yeaba plans to open a boutique and support her children's education. Competition is high, but with enough goods she is able to lead in the market. She is committed to her business. Yeaba needs more capital and with help of the credit service, she knows she will achieve. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,318.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Yeaba to buy more drinks to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 18, 2012
Currency Exchange Loss:
Jul 17, 2013