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Harlan Jose
Harlan Guevara, resident of the Buenos Aires community in the municipality of Ticuantepe, is married and works as a cashier for a private company. He and his wife have worked very hard to support themselves and their son, and his wife helps with home expenses as she has her own business with which she can provide for the family. Their dream is to be able to have their own home, but they have not been able to save all of the money they need to begin to construct it. Harlan has some of the necessary materials, but with this loan he will be able to buy the cement, iron, zinc, and sand that he needs for the construction.

Harlan is very grateful for Afodenic for having confidence in him, and for the great support that he is receiving with this loan. He hopes to continue to work with the microfinance institution in order to reach his dream of having his own home.
View original language description ↓
El Señor Harlan Guevara. Habitante de la comunidad Buenos Aires del Municipio de Ticuantepe, Casado, trabajador de una empresa Privada como Auxiliar de Caja, Junto a su esposa han salidos adelante y sobre todo han mantenido a su hijo. su esposa le ayuda con los gastos del hogar ya que ella tiene su propio negocio y con esos ingresar apoya a cubrir ciertos gastos del hogar, el sueño de ambos es tener su casa propia, pero no han podido recaurdar todo el dinero para iniciar a construirla, el tiene parte de los Materiales que necesita pero aun le hacia falta completarlos. con este Credito que Afodenic le ha financiado comprara los siguientes Materiales: Cemento, Hierro, Cuartones, Clavos, Viaje de Arena y Piedrin.
El señor Harlan se encuentra muy agradecido con Afodenic por brindale la confianza y el gran apoyo que le estan dando con este Financiamiento. ya que el espera seguir trabajando con nosotros para cumplir su gran sueño que es tener su casita.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $625 helped Harlan Jose to buy construction materials including iron, zinc, cement and sand.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 31, 2012