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Pedro José
Don Pedro is originally from the municipality of Masaya. He is 66 years old and single. He has had his own business for six years, acquiring wide experience as a civil engineer. He offers services such as: graphic design, prints, photocopies, and topographic maps. His nuclear family numbers two: Don Pedro and his daughter, whom he helps with her studies.

He is requesting a loan from CEPRODEL to purchase raw materials, since at the moment he has orders for cards from various schools in Masaya. He thinks this loan will help him to improve the quality of his services, increase his sales, and gain new clients, since with it he will try to get new equipment and material.
View original language description ↓
Don Pedro es originario del municipio de Masaya, soltero y tiene 66 años de edad, es propietario de su propio negocio desde hace 6 años, adquiriendo amplia experiencia como ingeniero civil, ofrece servicios como lo es: el diseño gráfico, impresiones, fotocopias y elaboración de planos topográficos.

Su núcleo familiar es de 2, don Pedro y una hija que tiene a su cargo, quien es a quien apoya en sus estudios.

Solicita a Ceprodel un crédito para la compra de materia prima, ya que en estos momentos tiene pedidos para la elaboración de tarjetas a diferentes colegios de Masaya.

Considera que este crédito le ayudara mejorar la calidad de su servicios, a incrementar sus ventas y adquirir nuevos clientes, ya que con el pretende adquirir nuevos equipos y materiales.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,225
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Pedro José to buy a computer, a monitor, a scanner, and a coil binding machine for brochures.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Nov 18, 2012
Currency Exchange Loss:
May 17, 2014