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María Del Rosario
María del Rosadio lives in the city of Masays, also known as the capital of Nicaraguan folklore.

She is 52 years old, married, and has six children, five of which are adults and independent and one minor, for whom she works arduously to support her in her education.

She has been a merchant for six years. She decided to create her own form of income owing to the economic situation of our country. She states that she began with her own capital, and thankfully has increased. She possesses a local store situated in her home. She is open seven days a week, because her customers demand it, and she offers everyday products such as food.

Presently, she wants to increase her business, for which she is applying for a loan from Ceprodel, with which she can buy the following products: rice, sugar, oil, beans, eggs, charcoal, Nido milk, Extra soap, deodorant, sardines, Ace laundry detergent, and Pampers diapers.

“She says that this loan will allow her to grow and offer more products to her customers, which is important to her because in this way she will maintain the satisfaction of her customers in that they will always be able to find their desired product.”
View original language description ↓
Doña María del Rosario, reside en la cuidad de Masaya, también conocida como la capital del Folklore Nicaragüense.

Tiene la edad de 52 años, casada, tiene seis hijos cinco mayores de edad e independientes y una menor de edad, que es por quien trabaja arduamente para apoyarla en su educación.

Ella es comerciante desde hace 6 años, decidió crear su propia forma de ingreso debido a la situcion económica de nuestro país , manifiesta que comenzó con capital propio y que gracias a Dios ha ido aumentando , ella posee una pulpería ubicada en su casa de habitación vende los 7 días de la semana, Porque sus clientes así se lo demandan, ofrece productos de uso cotidiano como es el alimento.

Actualmente quieren aumentar su negocio por lo que solicita a ceprodel un crédito con el que pueda comprar los siguientes productos arroz, azúcar, aceite, frijol, huevo, carbón, leche nido, jabón extra, desodorante, sardinas, ace, marucha y pamper.

"Expresa que este crédito le permitirá crecer y ofrecer más productos a su cliente, lo cual es importante para ella porque así mantendrá satisfecho a sus clientes en la que podrán encontrar siempre los producto deseado".

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 150
    View loans »
    Nicaragua Loans Fundraising
  • $24,071,325
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped María Del Rosario for the purchase of rice, sugar, oil, beans, eggs, charcoal, Nido milk, Extra soap, deodorant, sardines, Ace laundry detergent, Maruchan soups, and Pampers diapers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 12, 2012
Listed
Nov 18, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013