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Shirley Martiza
Shirley is 46 years old, single, and does not have any children. 10 years ago, when she was having difficulties finding a stable job, Shirley made the decision to start her own business. As she is a very good cook, she opened an eatery in her home from which she sells food. She works from Monday through Friday, from 6am to 9pm.

With this loan, Shirley will buy rice and oil and will also fix up the eating area. Her future goal is to buy a truck that she can use to deliver her food to further away places, and she also wants her dining area to become a full restaurant that is recognized for selling typical Ecuadorian foods.
View original language description ↓
Shirley tiene 46 años de edad está soltera, y no tiene hijos. Shirley a falta de que no conseguía un trabajo estable hace 10 años. Tomo la decisión de ponerse un negocio propio ya que Shirley tiene habilidades para cocinar abrió un comedor en su casa pues ahí vende comida. Ella trabaja de lunes a viernes desde las 6:00am hasta 21:00pm. Con el préstamo Shirley quiere comprar arroz, aceite y también arreglar el local etc. Su meta a futuro es comprarse una camioneta para poder realizar su entrega de comida a lugares lejanos, y también que su comedor se convierta en un restaurante muy reconocido por vender comidas típicas del Ecuador.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,622,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Shirley Martiza to buy rice and oil and to fix up her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 21, 2013