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Las Hormiguitas Group
In this Group: Judith Eugenia, Leidy Betsy, Julia, Ana Maria, Adriana Elena, Lucy Celita, Sara, Miluska Mercedes
Greetings from Peru!!! This is the "Las Hormiguitas" [Little Ants] group made up of eight enthusiastic and hardworking women who through their businesses have achieved a better quality of life for their families. Julia is the group's president, a job she has carried out responsibly. She is 51 years old, married and has four children of whom she continues to support two. Ms. Julia earns a living selling prepared foods out of a market stall. She has been working in this line of business for 25 years. Julia tells us that she has developed a loyal following of customers.

The loan she is seeking is intended for the purchase of supplies such as rice, sugar and milk so as to serve her diners well. Her greatest wish is to have her own stall since at the moment she is renting. The "Las Hormiguitas" group appreciates the loan they have been given since it makes their progress possible. Julia is located in the back row, second from the left, and is wearing a blue top.
View original language description ↓
Saludos desde Perú¡¡¡ Este es el grupo “Las Hormiguitas” conformada por 08 mujeres entusiastas y trabajadoras que por medios de sus negocios han logrado mejorar la calidad de vida de sus familias, siendo Julia la que preside al grupo, cargo que ha llevado con responsabilidad. Ella tiene 51 años de edad casada con 04 hijos, actualmente sigue apoyando a 02 de ellos. La señora Julia se dedica a la venta comida, en un puesto de mercado, lleva trabajando de esta manera hace más de 25 años. Julia nos comenta que ha llegado a fidelizar a sus clientes. El crédito que solicito lo destinará compra de insumos como arroz, azúcar, leche y de esta manera atender bien a sus comensales. Su mayor deseo es de contar con un puesto propio, ya que por el momento lo alquila. El grupo “Las Hormiguitas” agradecen el crédito brindado ya que hacen posible su progreso. Julia está ubicada en la parte posterior es la segunda del lado izquierdo y viste polo color azul.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,975,725
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Hormiguitas Group's $4,350 loan helped a member to purchase rice, sugar and milk.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Nov 18, 2012
Currency Exchange Loss:
Apr 17, 2013